3 Card Baccarat
3 Card Baccarat is a baccarat variant found in almost all the casinos in Macau.
This variant of Baccarat is played with a single 52-card deck. Like standard baccarat, face cards are worth 0 points, and all others according to face value. Three cards each are dealt to both a player and dealer hand every time.
The highest hand is three face cards. After that the hands are scored as in baccarat, the hand with most points wins. If there is a tie in both hands ie same number of points, then whichever hand has the most face cards will win. If both hands have the same number of points as well as face cards, then a Tie will occur.
There are various bets to choose from
Player Bet
This bet wins if the player hand beats the dealer hand. It pays even money, less a 5% commission. The probability of winning is 48.11%, and the house edge is 2.41%.
Dealer Total
There are ten bets available on the dealer's total points, without regard to the number of face cards. Each bet pays 8 to 1. The table below shows the probability of winning and house edge on each bet.
| Dealer Total | ||
| Points | Probability | House Edge |
| 0 | 10.79% | 2.91% |
| 1 | 10.01% | 9.92% |
| 2 | 9.79% | 11.87% |
| 3 | 10.01% | 9.92% |
| 4 | 9.79% | 11.87% |
| 5 | 10.01% | 9.92% |
| 6 | 9.79% | 11.87% |
| 7 | 10.01% | 9.92% |
| 8 | 9.79% | 11.87% |
| 9 | 10.01% | 9.92% |
Tie
The tie bet pays 20 to 1. Remember, to tie not only must the points equal, but also the number of face cards. The probability of winning is 3.77% and the house edge is 20.80%.
Three Faces
The Three Faces bet pays 16 to 1 and wins if the dealer has three face cards. The probability of winning is 1.00% and the house edge is an astounding high 83.08%
As such, you should not be betting Three Faces nor Tie in the long run
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